There have been no changes to the terms and conditions governing your use of this site during the past month.
This site is provided as a reference tool. Although we make every reasonable effort to ensure that the information, analytical tools and data provided at this site are useful, accurate, and current, we cannot guarantee that the information, tools and data provided here will be error-free. By using this site, you assume all responsibility for and risk arising from your use of and reliance upon the contents of this site.
This site and the information available through it do not, and are not intended to constitute professional advice. References and links to products and services belonging to third parties are provided for your convenience and do not represent our endorsement of such products or services. Materials accessible from or added to this site by third parties, such as comments posted in chat groups, on bulletin boards or similar forums, are strictly the responsibility of the third party who added such materials or made them accessible and we neither endorse nor undertake to control, monitor, edit or assume responsibility for any such third-party material.
We expect that this site will be available to users 24 hours a day, 7 days a week, but we cannot guarantee such availability. We will not be liable for any delay or temporary disruption in access, no matter for how long, due either to technical problems or to circumstances beyond our control. If you need access to our products or services during such a disruption in access to this site, please contact us to make alternative arrangements.
This site and its contents are provided “as is.” We disclaim all warranties, express and implied, including the implied warranties of merchantability and of fitness for a particular purpose with respect to any information contained on, accessible through or derived by you from this site and with respect to any products or services purchased by you through this site. We likewise disclaim any and all liability to you arising out of interruption or damage to your computer system or software as the result of accessing or otherwise using this site. We neither warrant nor represent that the services or information available through this site will enable you to achieve any particular result or outcome, legal, economic, educational, or otherwise. We will not be liable for any incidental, indirect, consequential, special, punitive, or exemplary damages of any kind, including lost revenues, lost profits, or loss of data arising out of your use of this site. In the event that any of the foregoing limitations and disclaimers is ineffective, you agree that our maximum liability to you shall be the total of the fees you have paid to us in connection with your access to this site, if any, and/or for products or services you have purchased from us through this site, if any.
This site as a whole is copyrighted as a collective work, and individual works appearing on or accessible through this site are likewise subject to copyright protection. You agree to honor the copyrights in this site (including the selection, coordination and arrangement of the contents of this site) and in the works available on or through this site. In addition, trademarks and trade-dress belonging to us or to third parties appear on this site or are accessible through this site. The fact that we have permitted you access to this site does not constitute authorisation to reproduce such trademarks for any other purpose.
By submitting any material to us, such as by posting a comment to a chat group or a bulletin board, or by sending us an e-mail or other form of message, you are thereby granting us a non-exclusive license to reproduce, display, distribute, modify and create derivative works from such material and to use such material and the fact of your authorship of it for marketing purposes. We reserve the right to remove from the site material submitted by third parties.
We reserve the right to change the contents of this site or to discontinue it at any time, as well as the right to deny access to the site to any person whom we have reasonable grounds to believe may be using the site for an unlawful or unauthorised purpose or in a manner that may harm us.